Money Tips

Easy Ways To Save Money In Your 20s

October 10, 2017 Money Tips 0

Between millionaires blasting Gen-Yers for eating avocado toasts and reports of millennials spending $96 billion dollars on food, people love talking about twentysomethings spending habits. And while no one wants to discuss sexy topics like soaring college loans, unaffordable housing and the lagging job market, stashing money in the bank is one way you can hit your financial goals. Despite coming-of-age… Read more

Nickname your savings accounts.

October 10, 2017 Money Tips 0

  Instead of just having a savings account with that reads Savings Account #495820 when you log into your bank account, consider changing the name to something specific. Maybe it’s “Quit My Job January 2019” or “Japan Trip June 2018”. The more specific you get, the less likely you are to keep skimming a little… Read more

Set up a savings account at a different bank than your checking account.

October 10, 2017 Money Tips 0

  The old out of sight out of mind trick works really well here! Putting a savings account or two at a different bank than the one which houses your main checking account will reduce the temptation to keeping pulling savings into checking because you won’t see it. It can start to accumulate a nice… Read more

Take October to do a cash diet.

October 10, 2017 Money Tips 0

  A cash diet is really the juice cleanse of the financial world. It’s probably not a long-term solution for you, but it can help curb cravings and get your finances back on track. If you’re the kind of person who thinks you spend money faster when you have cash, it’s probably more likely that… Read more

Get a nice bento box, mason jar, or even a travel mug to bring your lunch and drinks on the go.

October 10, 2017 Money Tips 0

  They’re more durable and versatile than Tupperware, and getting new containers that you actually like should help motivate you to make your own food and coffee more often. How many containers do you cycle through in an average week from takeout? Think how much trash you’ll save—in addition to money.

Use a starter culture.

October 10, 2017 Money Tips 0

  Do you spend a ton on little cups of yogurt? You can get a starter culture for yogurt or kefir online easily nowadays, if you don’t have a friend-of-friend or neighbor’s-grandma to get some from, and make yogurt at home by feeding it some milk every day. Or, do you love crusty sourdough bread?… Read more

Entertain at home more often.

October 10, 2017 Money Tips 0

  Early fall is a great time for throwing dinner parties and potlucks — it’s no longer too hot to crank the oven, but there is still great seasonal produce aplenty. Try doing this monthly or even weekly with your pals instead of meeting up at the bar or the fancy pizza place. Heck, make… Read more

Go veggie in the kitchen.

October 10, 2017 Money Tips 0

  One of the easiest ways my wife and I have been saving money right now is cutting down on our meat and processed side dishes from the grocery store, opting to cook a lot of veggies instead. We aren’t vegan or vegetarian in any way, but we are finding some really good recipes on… Read more

Negotiate better contracts on recurring bills.

October 10, 2017 Money Tips 0

  Another great one is to take a little time and go over some of your recurring monthly bills like cell phone, car insurance and electricity. If one of them is expiring soon, you can either call and try to negotiate a better price for renewing or start shopping around and finding better deals. Some… Read more

Consider refinancing your debt.

October 10, 2017 Money Tips 0

  Check into refinancing any debt you have while interest rates are still very low. The Fed is going to continue to raise rates throughout this year and into the next, so this is a great time to at least shop around and see if you can get a great rate before the coming hikes.… Read more